1. Do you have a business plan?

Yes
No

2. Who manages your business finances?

A professional (staff or bookkeeper/accountant)
I do it myself / Someone helps informally

3. Are you confident your financial documents are ready for a lender? (2 full years accountant-prepared financials)

Yes — they are ready
No — not prepared

4. Do you know exactly how much capital you need and why?

Yes — I have a clear plan
No — still figuring it out

5. Do you regularly review and revise your cash flow model?

Yes — at least once every quarter
No — rarely or never

6. Do you think your business could easily qualify for a loan today?

Likely yes
Not sure / Probably not

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